Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Overall card rating

4.3
2146 Reviews
from Intuit Credit Karma members

Most helpful positive review

Jan 05, 2023
Don’t take credit karmas odds too seriously
Credit Karma Member

I have wanted this card for about 6 years. Applied once about 5 years ago and was denied. Recently American Express add the ability to see if you’ll be approved with no impact to your score. Credit karma said my approval odds were “poor” I decided why not? And gave it a shot on their website. Within minutes I was approved and able to accept the card (they don’t preform a hard inquiry UNTIL you accept the card) I was approved at a $2000 dollar limit with just a 687 score. So if you want this card don’t listen to credit karma, head to their website and give it a shot!

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Most helpful negative review

Sep 04, 2022
Do not be fooled
Credit Karma Member

I applied because CK said my odds were OUTSTANDING. My credit score was 733 and FICO 759. I applied and was denied bc of too many inquiries in a year. I had one inquiry. CK odds are deceptive and I won't rely on their suggestions for anymore cards.

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Member ratings

Application process
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All member reviews (2146)

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Nov 30, 2023
Don't apply
Credit Karma Member

I have 710+ credit and make 110k a year and currently have 30% utilization total on 43k credit availability from credit cards I have now all over 8k in limits. Well they approved me, but for $1,000. It's a joke. You'll take the credit hit and get no benefit from it. This is shameful.

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Nov 28, 2023
Credit limit too low !
Credit Karma Member

Extremely low credit limit , only 2000 approval. I was appalled because I have two master cards one with almost 10k on it so to only be approves for 2,000 is ridiculous. I can't wait to get rid of it

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Nov 27, 2023
My CK odds = outstanding. Apparently, yes.
Credit Karma Member

I've had a single card (Chase w/$6k limit) for the past 13 months now and figured I'd go "shopping" for a new one. CK kept putting this at the top of my recommendations. What won me on this AmEx Blue Cash Everyday was the 3% categories and the pre-qual process. I clicked the link, put in my info and was approved, so I accepted. I have 750+ scores and make better than $75k/yr. They gave me a $10k limit. Not bad. I immediately got the CK hard inquiry alert. So far it has dropped my TU score only 5 points. Guess we'll see what happens to the others.

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Nov 26, 2023
Good Card
Credit Karma Member

I get approved 2 days already I used to have 747 of credit and I play and they give me 9400 of limit.

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Nov 22, 2023
Scam alert!!!!
Credit Karma Member

I was approved for this card. I got an email from Amex saying your approved click this link to accept. I clicked the link but it said technical difficulties, to compete process call this number. When I called the number I was told I’m approved but only for $1,000. I said that’s absolutely ridiculous. Mind you I have an Amex platinum and another Amex where the credit limit is $75,000. I said I don’t want to accept this insanely bad offer and they said it’s too late even though I have an email showing there’s technical difficulties and to call them to accept. I told the lady on the phone I can give their compliance department this email and they said they don’t get emails. This is such a scam. Now I have to fight a hard inquirey that I never said ok to for a card I declined to accept. Awful customer service and I’m very upset that I took a credit inquiriey hit even though I’m already an amex customer with excellent credit and high credit card limits. Absolutely horrible experience!

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Nov 22, 2023
Only good for Merchant
Credit Karma Member

I had their card for so long and never had to dispute any amount, until the gym tries to charge me after cancellation. I repeatedly open dispute provide facts and they temp credit back my account and soon after hearing merchant they would put money back on me with heavy interest. Their dispute will only favor merchant, boss is the merchant and they will charge your card any how even after block, then they will put interest in you with a favor for merchant. It was a huge mistake to ever own amex.

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Nov 21, 2023
830 credit score
Credit Karma Member

A.E. holds grudges. I filed for bankruptcy 30 years ago and owed A.E. like 2k. Pennies. I was a stupid kid way back then. Today I have 0 depth, make over 150k a year with a 830 credit score. Applied and was denied. Had over 800 for last 5 years!!! Crazy.

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Nov 20, 2023
Lowest Limit
Credit Karma Member

I have an 800+ credit score across all 3 bureaus and low utilization. My income is well into 6 figures. I was approved, but only for $1,000, which is the lowest I've had since my first card 20 years ago. They have good rewards, but what a joke of a limit. It's great they do a soft pull before accepting the card, but it would be nice if they told you the limit you're getting. I would have passed on this card.

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Nov 20, 2023
Amex going
Credit Karma Member

Reduced limit 20000 to 1000. No justice. I don't use it no more cuz not everyone is happy taking it or no takers such as costco. Don't mind if they go bk.

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Nov 17, 2023
don't be fooled
Credit Karma Member

CK said outstanding odds with a 772 score. Got denied. Thanks for the hit on my credit report.

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Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express


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