My CS is 806 and I mainly use Chase Freedom unlimited for everything since they offer 1.5% cash back. I applied this card for holiday shopping since it offers 0% intro Apr and $200 cash offer. I don’t see that much of difference between 1.5 and 2% and to be honest, Chase Freedom allows you to cash out 100% on your cash back. Anyway, I got approved instantly w $12,500 limit.

I bought gold and silver, the 2% adds up quickly. Paying bills online and everything else. Also, you get $200 bonus to start with.

That bank and its cards are garbage. I applied today for this card. My credit record is over 750, I pay on time and it says denied. With only 2 or 3 questions they do a financial analysis. trash

They have a generous cash rewards, but although the terms state that you get your rewards monthly with each statement, that is false. I spoke to 2 different representatives at Wells Fargo and they said that I need to wait a second billing cycle to get my rewards. So the October transaction rewards will be on the December statement, not the November statement. Couple that with the ridiculous rules about payouts in $25 increments and the rewards program is worthless. They are scamming you as you have probably heard with all the prior bad press. Best part is if you close the account, you forfeit the rewards you earned, but they didn't pay because they don't follow their own terms and conditions. As soon as I get my rewards, I'm closing the account with these liars.

I have a credit score of 803 and Credit Karma stated my odds of approval was outstanding. I was informed by Wells Fargo that I was declined. I am still waiting for the notice of why, but my credit score took a 4 point hit. As someone building my credit score for the past 10 years this was a disappointment.

Was a recommended card and was told I had excellent chances of approval. They dinged my credit and denied me. I've never been denied for credit before and my scores are always considered excellent. Don't bother with Wells Fargo.

So I was given outstanding odds of receiving this card but then was turned down. so either it's a failure of Wells Fargo for not seeing my amazing credit. Or credit Karma's fault for over inflating my odds of success. guess I'll wait another 2 years before attempting a larger credit card Limit.

I was with WF for over 12 years and never once would they give me a cc. Closed my bank account and moved to Frost Bank. Couldn't be happier. Frost gave me a nice line of credit and the customer service was amazing. Bye bye Wells Fargo!

I have a 750 credit score. Under 20% utilization, great credit history, make over 100k. They only gave me $2,500. It said $10,000-$30,000 credit limit for people with my profile. I have never recently received such a low credit limit for a while. It’s not with the credit inquiry.

I can already see that I'm not going to like having a line of credit with them, I have almost a 800 score and 100% on time payments and no derogatory remarks on my report and the most they gave me was a 5,000 credit limit, sorry I even applied.