Overall card rating

4.2
90 Reviews
from Intuit Credit Karma members

Most helpful positive review

Jul 24, 2022
Excellent Card, Excellent Rewards
Credit Karma Member

Love this card. Hit my 30,000 point sub in my first purchase. Pulled Experian Fico 9 for me. 772. $8,800 limit.

Helpful141
Not Helpful73
Comment3
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Most helpful negative review

Aug 08, 2022
not too good
Credit Karma Member

wells fargo cannot be trusted

Helpful127
Not Helpful189
Comment13
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Member ratings

Application process
Customer service

All member reviews (90)

42
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38

Nov 24, 2023
Low credit line
Credit Karma Member

First off let me start by saying that all of my other credit cards have a limit of $10K or higher. Credit Karma estimated my credit limit to be between $12-20K. I decided to apply to be surprised with a $4K credit limit. Complete waste of time. I would have not applied if I knew that. I won’t be using this card

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Nov 14, 2023
Credit Karma Member

I applied with a credit of 730 and it said i great odds getting it.. No was the answer saying I had a bad mark with Wells Fargo.. First of all I never had loan or credit card with them.. Never have and Now will Never recommend them for anything.. Called them with the number they provided and No Help was giving to explain why I have a bad mark with them when I have never bank or took a loan from the in my life and I’m 57…. RED FLAG! AVOID them….

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Nov 10, 2023
Got approved in about 15 seconds
Credit Karma Member

785 fico from experian. 95k income 0% utilization. 7500 limit. Was really hoping for more like 15k but I’ll take it .

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Nov 06, 2023
Wells Fargo - it's like applying to get scammed
Credit Karma Member

Multiple cases of WF scamming their customer, making fake accounts without consent, charging customers unknown/hidden fees, reporting to credit bureau as unpaid fees for charges customers aren't aware of, and then there's the big one where WF did not forward veteran's mortgage loan payments to the banks they resold those mortgages to resulting in bunch of veteran's homes getting foreclosed even though they were making timely payments to WF. Stay clear if you want to avoid getting ruined by such atrocious banks.

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Nov 01, 2023
Don’t waste your time applying there’s better ones
Credit Karma Member

I’ve had many cards all in excellent standing 700 credit score 10% usage 100% payment history no reason to be denied Denied due to the length of time I’ve had credit history???? Ok BS again don’t waste your time they literally must be doing eany Meany Miny Moe to choose who to approve. Pay attention to the other reviews here saying close to the same thing. People getting approved with low scores in collections but yet people like myself that have a good credit score and excellent history get denied.

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Not Helpful2
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Nov 01, 2023
Wells Fargo need I say more
Credit Karma Member

This bank should be avoided at all costs every account i have ever had with them has been a nightmare. From checking to mortgage.

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Oct 31, 2023
So impressed
Credit Karma Member

I applied with a 778 score about 251k income. I got 20k limit on the new card. I am thankful because my other credit limits are lower and I end up paying off the cards every week. This will be great!

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Oct 26, 2023
Don't bother applying
Credit Karma Member

Got denied despite having an excellent credit score.

Helpful6
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Oct 24, 2023
Bonus received!
Credit Karma Member

Lots of rewards bonus ranging 2-3% for major brands, which is far better than the Apple Card. I received the bonus in less than 3 months of opening card.

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Oct 24, 2023
Instant Approval
Credit Karma Member

Just applied with 741 trans, 2% debt and approved for 7.5k within 10 seconds!

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