Just got approved! Process little long but got approved for a nice limit!

Actually I love this credit card but the way I see the reviews I cannot apply because it's not worth it is at 3.7

I have great credit and thawing reasons for denial made no sense. They are very random in who they decide to approve.

If you're already in the Chase Ultimate Rewards ecosystem, this is a great card to earn some extra points (80k offer at the time of writing this review). No statement credit bonuses to offset the annual fee like the Sapphire Reserve card, but the 3x earn rate on travel and dining beats out the Sapphire Preferred plus you get 3x back on shipping, advertising, and phone/cable/internet bills. You also get many of the same travel/hotel coverage and perks as the Reserve Preferred card, with the added bonus of some pretty stellar cell phone protection coverage. If you have any kind of small business, this is an amazing card. If not, it's basically a Sapphire Preferred (same annual fee) with slightly better earn rates on travel and dining and some added perks for stuff you probably won't use too much.

They absolutely discriminate. Nothing they said made sence or held up at all. . Don't waste your time. Customer service is absolutely horrible.

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I didn't know what my credit score was at the time I applied for this card but I can't say that I was approved with a credit line of $12000 This card helps my business tremendously. Chase was sending me letters after letter and one day I said what the hell and applied and they made it worth my wild amex dont have nothing on chase amex gave me a no preset spending limit of 3000 how confusing is that. Thanks chase we will be doing alot of business together and amex I will leave at home. Lol!