Primary Insurance on Rental Cars!
This card is fantastic for the rental car coverage, if you ever need it! That benefit is quite rare among card issuers, indeed. In January 2017, while driving an Enterprise car I was involved in a weird, unavoidable accident. Enterprise decided I was at fault and billed me for the totaled vehicle - nearly $12,000. Because I had used this card when reserving the car, and had also turned down Enterprise's daily insurance, I was covered fully by Chase. The process to take advantage of the coverage isn't difficult and the service representatives are very professional. They didn't require me to use my own car insurance first - Chase's insurance benefit was primary up to the full value of the car. I chose to charge the Enterprise damage bill on the Chase card itself, and then submitted documents for reimbursement. This gave a nice boost to my reward points! Applying for and getting the card was pretty easy, too, and there are no foreign transaction fees. I've had this card for almost 8 years.