So far, so good!
My husband died unexpectedly and as a person with a disability, I suddenly had NO income. I used what little credit there was on other cards to survive but that made my credit hit the 300's. Through just a couple of cards, with First Progress being on, I am given a chance. I pay on time & am responsible, and so far - First Progress has been amazing. I have clawed my credit into the 600's within a few months. Easy to work with. Just be a responsible credit user and pay on time (auto-pay is the best and easiest) .... and you can benefit a LOT with this card!