12 Reviews
Rewards rate
2%Cash backAnnual fee
$995; $295 for each additional user
Additional rates & fees
- Annual fee
- $995; $295 for each additional user
- Intro purchase APR
- N/A
- Regular purchase APR
- 21.24%, 25.43% or 28.24%
- Intro balance transfer APR
- 0% intro for 15 Billing Cycles on qualifying transfers*
- Regular balance transfer APR
- 21.24%, 25.43% or 28.24%
- Cash advance APR
- 30.49%* Variable
- Cash advance fee
- Either $10 or 5% of the amount of each cash advance, whichever is greater.
- Late fee
- Up to $39
- Penalty APR
- N/A
- Balance transfer fee
- Either $5 or 5% of the amount of each transfer, whichever is greater.
- Foreign transaction fee
- None
- Return payment fee
- Up to $39
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- 24K-Gold-Plated and stainless steel card. Tailored to be an everyday essential. Rewards and protection benefits that are designed to be used everywhere you go, rather than select categories and purchases. Plus, no foreign transaction fees.
- Simple and flexible rewards without the hoops. 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent. No minimum threshold requirement for cash back or airfare redemptions.
- Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Just pay for airline purchases with your Mastercard Gold Card and we will automatically apply the credit to your account. That’s it. No need to activate or designate an airline.
- Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email, SMS and chat in the app. Around-the-clock service to help you save time and manage tasks big and small. There is no requirement to make a purchase in your requests and no fees are associated with using the concierge's assistance.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Plus, peace of mind protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
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